Engineered solutions for complex risks and everyday coverage gaps.
Mechanicus serves select distribution and retail partners with two complementary capabilities: hand-built wholesale placements for complex, hard-to-place risk, and EZBolt — pre-packaged, pre-underwritten products that fill everyday coverage gaps.
Built for both ends of the market
EZBolt
A family of pre-packaged, pre-underwritten products designed to fill everyday coverage gaps. Adequate limits, affordable pricing, and a minimal workflow — no additional underwriting required.
- ✦Adequate limits, affordable pricing
- ✦No extra underwriting
- ✦Gap-filling coverage, minimal workflow
Wholesale solutions
For risks that don't fit the standard market — active assailant, parametric CAT, complex excess and management liability — we structure tailored placements with broad, flexible coverage language.
- ✦Hard-to-place & emerging risk
- ✦Tailored program structuring
- ✦Broad, flexible coverage language
Simple, affordable coverage — packaged and ready to place.
EZBolt products are pre-packaged and pre-underwritten, so partners can fill common coverage gaps without a lengthy submission or quoting process.
Right-sized coverage
Modest limits at modest premiums — built to address specific gaps, not to replace a full program.
Pre-underwritten
Terms are set in advance. There's no additional underwriting review to slow the placement down.
Gap-filling, made easy
A short, consistent process for partners to place the coverage their insureds are missing.
Specialty lines for hard-to-place risk
Excess Liability
GL up to $10 million excess of primary.
Management Liability
D&O, EPL and fiduciary programs with broad coverage language for private and nonprofit organizations.
Active Assailant
Standalone active-assailant protection with liability, medical and crisis response.
Parametric CAT Coverage
Trigger-based catastrophe cover with fast, transparent payouts when events hit.
Social Services & Nonprofit
Coverage for nonprofits, social services organizations and libraries.
Property
Habitational, commercial and hard-to-place property across challenging markets.
Serving select distribution and retail partners across all states.
Let's work together
Become an appointed partner and put both EZBolt and our wholesale desk to work for your book.
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