Pre-packaged coverage that fills the gaps.
EZBolt is a family of pre-packaged, pre-underwritten products built for partners. Low limits, low premiums, and a minimal workflow — designed to fill common coverage gaps without additional underwriting.
Low limit, low premium
Right-sized coverage at an affordable price point.
No extra underwriting
Terms are pre-set — no additional review required.
Minimal workflow
A short, consistent process from start to bind.
Gaps in coverage
Addresses the coverage insureds are missing.
The board below never stays empty.
Real headlines from the last six months, as published. This is why ground-up Active Assailant protection rides on the back of every commercial quote.
EZGuard
Active Assailant & Commercial P/C coverage with third-party risk management built in — ground-up protection on the back of every commercial quote.
EZAudit
Defense-cost coverage triggered by a federal or state tax audit — the gap most programs never close, filled on the back of any quote.
EZCAT
First-dollar parametric payout for real property damage inside the retention — no adjuster, no delay. The event is the trigger.
Standalone, ground-up products that fill the gaps
Every product is standalone, ground-up protection — offered alongside any existing policy to fill coverage gaps. Pre-underwritten and frictionless to the retailer: no extra underwriting, minimal added workflow. That's why it's "EZ."
Active Assailant & Commercial Property/Casualty coverage bundled with third-party risk management services. Standalone, ground-up protection offered alongside every commercial property or package quote — new business and renewal alike.
Audit Insurance, sold through the Management Liability vertical. A standalone, ground-up policy that fills a coverage gap in most existing programs, available on the back of any commercial quote or renewal. Defense-cost coverage triggered by a federal or state tax audit of the business owner.
Parametric CAT coverage sold through the DIC/CAT vertical, delivering first-dollar payout for real-world property damage that would otherwise fall within the insured's retention — no adjuster, no delay.
Executive Accident Primary Medical coverage, sold through the Work Comp vertical. A primary accident medical plan mirroring voluntary accident coverage, giving executives excluded from workers' compensation access to primary medical coverage for on-the-job accidents and keeping their treatment off personal health insurance.
Employer Benefit Expense Coverage, sold through the A&H vertical. EZPerk protects an employer's benefit-plan expense obligations against a downturn in their local economy, keeping benefit funding intact when business slows. Currently distributed through a single retail partner.
Management Liability coverage, sold through the Management Liability vertical. Entry-level D&O, EPL and fiduciary liability protection purpose-built for businesses of any size carrying no management liability limits today — closing one of the most common and costly coverage gaps in the commercial market.
Home equity protection for primary homebuyers, sold through the Personal Lines vertical — and can also be marketed through the EB vertical as an employee benefit, safeguarding equity against a decline in real estate value.
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