NIA EXCESS REFERRAL PROGRAM
EXCESS LIABILTY INSURANCE
Available Coverage:
✅ Sexual Misconduct Liability (SML): Up to $2M XS of Primary
✅ Professional Liability (PL): Up to $2M XS of Primary
✅ General Liability (GL): Up to $2M XS of Primary
✅ Standalone Coverage Available by Line
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Program Details:
✅ All Types of Non-Profits Considered
✅ Available in all 32 NIA States
✅ Minimum Premium: $5,000
✅ Non Admitted A Rated Carriers
Preferred Classes
✅ Arts & Culture Organizations
✅ Social Services & Advocacy Groups
✅ Educational Non-Profits
✅ Environmental & Conservation Groups
✅ Health & Welfare Organizations
✅ Residential Programs
✅ Thrift Stores & Charity Organizations
Submission Checklist:​
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Completed Application
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5 Years - Currently Valued Loss Runs for Primary and Excess
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All Liability Underlying Applications
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Underlying Quotes or Bound Terms
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Underlying Policy Form (If Non-NIA Primary)
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Incomplete submissions cannot be processed in a timely manner.
One application per submission.
Submit ALL documents required to:
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